Does Car Insurance Cover Hail Damage?

Car Keys with car

When it rains, it pours! And, on occasion, the hail starts falling too. If you want to ensure that your new or pre-owned Mercedes-Benz is protected, you’ve probably wondered, “Does car insurance cover hail damage?” The answer depends entirely on the kind of car insurance that you’ve purchased for your vehicle. While options like liability insurance and GAP insurance don’t cover hail damage, comprehensive insurance does.



What Does Full Car Insurance Cover?

In Scottsdale, Mesa, and across the state of Arizona, drivers are required to have liability insurance. However, if you’ve been asking yourself, “Does insurance cover hail damage to a car?” you’ve probably considered options. Full Coverage Auto Insurance is one of the most popular, because it includes liability insurance, collision insurance, and comprehensive insurance in one simple plan. What does full car insurance cover? Take a look at each component here:

  • Liability Insurance
    • Liability insurance is required because it protects other parties in the event that you cause an accident. It pays out to injured parties, and to the owners of damaged property, but it does not pay for damages to your own vehicle.
  • Collision Insurance
    • Collision insurance is similar to liability insurance, but instead of covering another driver, it covers damages to your own vehicle. It also covers any injuries that you incur as a result of the accident, even if you’re the driver at fault.
  • Comprehensive Insurance
    • Does insurance cover hail damage to a car? The answer is yes, if you have comprehensive insurance! This type of coverage is designed to protect against damage caused by other factors, including fire, weather, fallen trees, theft, and more.

How to Prevent Hail Damage

What if you don’t have the right kind of insurance? Take these steps to protect your car against hail damage and avoid the costs of dent repair:

  • If you don’t have a garage where you can park your car during a hail storm, consider purchasing a temporary carport. Many are available for less than $200, and they usually don’t take long to set up.
  • Set up your phone or preferred weather app to send you emergency weather alerts. Timing is everything when it comes to preventing hail damage, and the driver who acts fast is more likely to save.
  • Perhaps surprisingly, car covers and blankets can actually do a lot to limit the damage caused by hail! You might still notice a few dents and dings, but after all, every little bit of protection counts!
  • If you’re on the road near Fountain Hills or Cave Creek, and you notice falling hail, pull over right away and get under cover. A local parking garage is a perfect option.
  • In an emergency, you can remove your carpeted or rubber floor mats and use them to protect against dents and scratches. Just make sure to let them dry before you put them back in your vehicle!

Schumacher European is Your Source for Tips–and Collision Repair

Have you recently suffered from hail damage? Now that you’ve answered the question, “Does insurance cover hail damage to my car?” you might be ready to schedule repairs! In that event, you’ll want to trust our Phoenix Mercedes-Benz collision center to bring your vehicle back to its original factory-fresh condition.Do you have questions about our services? Perhaps you still have questions about your insurance coverage. Either way, you can contact the Schumacher European team or visit our financing center to get the help you need today!

More from Schumacher European

  • 2019 Mercedes-Benz GLC Dimensions

    Are you shopping for a midsize SUV near Scottsdale? The 2019 Mercedes-Benz GLC offers ample interior room and all the functionality you’d expect from a family vehicle. Features like power-folding rear seats and programmable side mirrors make the new GLC incredibly versatile. Learn more about the Mercedes-Benz GLC dimensions below, and see if it’s a…

  • 2019 Mercedes-Benz GLC Price List

    The 2019 Mercedes-Benz GLC is a versatile family vehicle with exciting performance features and technologies on every trim. Not to mention, it offers the blend of power, fuel-efficiency, and spacious dimensions many Scottsdale families demand from a midsize SUV. What’s more? It’s available at a price you might not expect. For example, the 2019 Mercedes-Benz…

  • How Much is a Mercedes-Benz Van?

    When you compare the Mercedes-Benz Metris and Mercedes-Benz Sprinter luxury van prices, you’ll notice some differences. This is because the Sprinter and Metris are available in a range of unique configurations, so your Scottsdale business gets the power, space, and utility it needs to flourish. Learn more about the Mercedes-Benz Sprinter and Mercedes-Benz Metris prices…

Connect With Us

Contact
Contact Us ×

(844) 391-9797

Call Now

18530 North Scottsdale Rd • Phoenix, AZ 85054

Get Directions

Today's Hours:

Open Today! Sales: 11am-5pm

Service: Closed

Parts: Closed

Schumacher European

18530 North Scottsdale Rd Phoenix, AZ

Phone: (844) 391-9797

https://www.google.com/maps/place/Schumacher+European/@33.652029,-111.926651,15z/data=!4m5!3m4!1s0x0:0x9394290e1fc91fef!8m2!3d33.652029!4d-111.926651

Parts

Phone: (844) 391-9798

18530 North Scottsdale Rd Phoenix, AZ

Sales

Phone: (844) 391-9797

18530 North Scottsdale Rd Phoenix, AZ

Service

Phone: (844) 400-2067

18530 North Scottsdale Rd Phoenix, AZ
33.6524088 -111.926625
[schema type="organization" orgtype="LocalBusiness" url="www.schumachermb.com" name="Schumacher European" description="" street="18530 North Scottsdale Rd" city="Phoenix" state="AZ" postalcode="85054" country="US" email="webleads@schumachermb.com" phone="(844) 391-9797" logo="https://di-uploads-development.s3.amazonaws.com/schumachereuropean/uploads/2017/04/Schumacher-Eurpoean-OG-Image.jpg"]
Schumacher European
Schumacher European
18530 North Scottsdale Rd
Phoenix, AZ, 85054 US
(844) 391-9797
https://di-uploads-development.s3.amazonaws.com/schumachereuropean/uploads/2017/04/Schumacher-Eurpoean-OG-Image.jpg
Schumacher European 33.6524088, -111.926625.